Buying a home is a major investment—and in today’s competitive real estate market, making a quick decision is often necessary. But that doesn’t mean skipping the important questions. The most successful buyers are informed, confident, and strategic.

Before you commit to one of the biggest purchases of your life, make sure you ask these seven key questions. They can save you time, money, and future regret.

1. Why is the homeowner selling?

Understanding the seller’s motivation can give you valuable leverage in negotiations. A seller relocating for work may be more open to a quick closing, while one who’s just testing the market might be less flexible.

Pro Tip: Your agent may be able to find out this info through the listing agent or MLS notes.

2. How long has the home been on the market?

If a home has been listed for a long time, there could be an underlying issue—or the seller may be open to a lower offer. New listings, on the other hand, often go fast and close at or above asking.

3. Are there any recent repairs or renovations?

Updated features can add value, but they may also cover up bigger issues. Ask for a list of recent upgrades and permits to ensure any work was done professionally and up to code.

4. What’s included in the sale?

Appliances, fixtures, hot tubs, sheds—what stays and what goes can vary. Always get a clear list of inclusions before making an offer to avoid confusion at closing.

5. What’s the neighborhood really like?

Research the area’s schools, traffic, noise levels, amenities, and future development plans. Visit at different times of day to get a feel for the surroundings.

Bonus Tip: Talk to neighbors if possible—they often provide the most honest feedback.

6. How much are the property taxes and HOA fees?

Monthly expenses go far beyond the mortgage. High taxes or HOA dues can impact affordability. Get a complete picture of recurring costs upfront.

7. Are there any red flags in the disclosure statement?

Review the seller’s disclosures closely. Past flooding, pest problems, or structural issues should be taken seriously—and factored into your decision and offer.

Why These Questions Matter

The more you know before making an offer, the more confident (and competitive) your offer will be. These questions don’t just protect you from surprises—they empower you to make a smart, informed investment in your future.

Before signing on the dotted line, be sure you’ve done your homework. Your dream home is worth it.